How Can I Make My Motorcycle Insurance Affordable?


You love your bike! The wind in your hair and a lot of fresh air makes riding your bike much more fun and driving a boring old car. Yet, they do have some similarities. For instance, they both need insurance to cover your ride and protect your investment. This doesn’t need to be expensive. In fact, it shouldn’t be. If you follow a few pieces of advice, your needed Texas motorcycle insurance can be quite affordable!

#1 Get quotes from multiple companies. The best way to find a low price on your needed motorcycle insurance is to shop around at multiple companies. Prices can vary quite a bit from company to company so it is a good idea to get at least three company’s price quotes. This is the best way to see what your options are.

#2 Select a higher deductible. Deductibles are what you pay before your insurance policy steps in and pays the rest. By requesting higher deductibles, you can lower your monthly costs quite a bit. The less you pay each month, the more you will need to pay in the event of a crash or stolen bike, and vice versa. 

#3 Bundle all your needed insurance. Many motorcycle owners have a car as well, for poor weather and driving out of town. You save money if you get your motorcycle and auto coverage from the same insurer. This is called “bundling.” Some companies will take 5 to 15 percent off your premium if you buy two or more policies from them. If you have both a motorcycle and a car, you need them both insured anyway! 

#4 Complete a Motorcycle Safety Foundation Course. A quick Google search will show you several safety courses you can take online. Your insurance will be lower once you complete one because you’ll be a safer rider. A safer rider is much less likely to get into a crash and therefore less likely to file an insurance claim. It’s what is best for everyone!

#5 Install an anti-theft device on your bike. Insurance doesn’t just cover crashes, it covers stolen bikes as well. A bike that is gone for good will be replaced by your insurance company. This is why they want you to install a device that makes this less likely. If your bike is less likely to be stolen and therefore in need of a replacement, the insurance company saves money. They pass these savings on to you!

These five tips will go a long way toward more money in your pocket each month. Now is the time to reach out to Pronto Insurance about lowering your motorcycle insurance costs. With Pronto Insurance, you get:

-Great rates

-Outstanding service

-Accessories coverage

-Knowledgeable experts

What more could you ask for? Don’t wait another month paying more than you have to!

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